Thursday, April 21, 2011

SECURED CREDIT CARDS

Hey guys did you know another way to boost your credit score is to apply for a secured credit card, i know no one wants to get a credit card, but this is a great way to bring that score up.  Now that doesn't mean go out here and spend, spend, spend, but it's a better way to increase that score for whatever future investment you may have.  The reason i say investment is who wants to increase their score to go buy foolishness, reasons for increasing score would be for a future home, business or anything that will help you develop an investment.  Now this information was given to me by my lender when i asked what could be done to increase my credit score, so she advised me of this apply for  a secured credit card, and once i receive it only spend $10 and when i get my bill pay it off and keep doing it for 5 months and have someone to pull your credit to see how your credit score moves up.  So this is just a suggestion for anyone trying to improve their score.

52 week challenge-Are you ready for some easy savings!

Hey guys i know i haven't been on here in like forever but i'm back!  Well i got this challenge from my girl Dana at momwifemedaily.blogspot.com, so i thought i would post it for you guys, it seems so simple, but yet we probably will make it hard!  well here we go, anyone and everyone who is going to do it with me as well let's go!

52 Week Financial Challenge-Week 1

http://www.imperfectwomen.com/11-money-saving-websites/
In 52 weeks you can save $1378 by saving money each week. All you need to do is save the same amount as the week you are on.


Week 1= $1
Week 2=$2 
So on and so forth. 


Feel free to add more to your savings but please to the minimum. At the end of this challenge do what you like with the money; vacation, IRA, Saving, down payment of a car or home project